Financing & Payment Options

Fair, Upfront Pricing

You can feel trapped by contractors who charge time and materials. Lascko prices by the job. Our technicians come to your home, diagnose your situation, give you a "flat rate" for the work you need completed. You will know exactly what the job will cost before we begin the work. When the work is finished we will show you the work we performed and demonstrate to you how your system is now working properly.

Payment Options

Lascko Plumbing and Mechanical is happy to provide our customers with multiple options for payment. We accept cash, personal checks, major credit cards (Visa, MasterCard, American Express and Discover). Financing is also available through our relationship with FTL Finance, we offer a variety of flexible options, that way you can invest in your home’s comfort or respond to an unexpected system failure without breaking your monthly budget.

Don't put off necessary repairs or forego upgrades that can increase your home's value, safety and comfort – we can help with financing.

Lascko Plumbing, Heating, Air Conditioning finance programs make repairs and upgrades easily affordable. In fact, putting off repairs or upgrades could actually cost more if it results in a breakdown. Enjoy the plumbing, heating, cooling along with remodeling services you need right now with our financing programs. To set up an appointment today please call 231-828-2599 or complete our online request form.

FTL Financing is quick and easy


Submit an Application with FTL Finance, click here.

FTL Finance


FTL Financing offers a wide range of consumer benefits including:

  • Available for both Residential and Commercial
  • Quick application process
  • Deferred and same as cash interest options available for 3, 6, and 12 months
  • No pre-payment penalty or penalty for early payoff
  • Easy to read documents
  • Multiple FREE options for submitting your monthly payment
  • No default rate for missed payments or after a differed interest period has expired
  • Complete review of credit profile, not based solely on credit score

FTL Finance Lease11

  • Fixed interest rates from 13.9% to 18.9%
  • Terms 36-84 months
  • Loan amounts $1,000 to $35,000

FTL ESC Card

  • Interest rates from 13.9% to 18.9%
  • Low monthly payments
  • Revolving lines of credit amounts $300 to $35,000


Submit an Application with FTL Finance, click here.

FTL Finance


Did you know?

  • Systems over 10 years old use 30 to 50% more electricity than our newer higher efficiency models.
  • Over a 3 year period your monthly utility bill savings will almost offset your monthly payments of a new high efficient SEER system.
  • As a system ages it slowly decreases efficiency. A 10 year old system typically would be rated at about 8 SEER. The minimum SEER available is 13 SEER and can go as high as 23 SEER. The higher the SEER, the more you will save over a period of time. Consumer rebates may also be available for Higher efficiency systems.
  • An air conditioning system produces mold spores and could likely be contributing to your sinus and allergy problems. Removing an old system will greatly improve the quality of air you breathe and without a doubt reduce your doctor visits. Even more money you will save with a new system in your home.
  • So much can be gained by replacing versus repairing an old system. If you are like most consumers today and simply don t have the funds available at moment’s notice on that 95 degree day your system decides to quit on you, we can help by offering financing options with very reasonable rates. We can help you choose an option that will fit any budget. If you have any question about financing please call us at (231)-725-2777.